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First Title Group’s Services:

Escrow and Closings

The final step in property ownership transfer occurs at the closing. Settlement documents must be prepared with the closest attention to the details as well as efficient handling of the recordings and escrow (funds for taxes, closing fees, insurance, etc.). We are experienced agents that understand the intricacies of this final step and we make sure that all the details are covered.

Title Insurance

Title insurance policies protect the insured against loss or liablilities associated with prior liens or stipulations on the property. Proof of ownership, historical documentation of the land, court records, unpaid taxes, land or structural defects, and deeds are verified by our title professionals. Owners title insurance is a one–time fee paid at the closing which protects the individual if any future rights issues were to occur.

Commercial Services

Commercial transactions can have many details, some of which can delay the closing process. First Title Group pro–actively anticipates issues that can cause delays and works to resolve them before they delay your closing. Having the dedicated and experienced legal team at First Title Group work on your closing expedites the entire process. Furthermore, we work closely with our various underwriters to ensure you get the best coverage at a very competitive rate.

1031 Tax–Deferred Exchange

A 1031 tax–deferred exchange is an option for real estate owners who choose to defer the capital gain tax on the sale of investment property and reinvest the net proceeds into a comparable, replacement property within 180 calendar days from the closing of the first property.

Given the complexities and exposure of this type of transaction, our professionals, who are well versed in this type of property/financial exchange, the Internal Revenue Service and Treasury Department codes and regulations and other legislative matters will work closely with you in your real estate transactions.